Spain Non-Lucrative Visa for US citizens
The classic route for American retirees and early retirees: live in Spain on your savings, pension or investments. It's applied for at the Spanish consulate for your state — and it does not allow any work, including remote work for a US employer.
Last reviewed: October 2026
What Americans need
Your full document list depends on your nationality and consulate — we prepare it for you.
- You won't work in Spain — not even remotely.
- Means of €28,800/year for you, plus €7,200 per family member (income or savings).
- Private health insurance and a clean criminal record.
No work — and what to do if you want to keep working
The Non-Lucrative residence doesn't allow any work, including remote work for a US employer. If you plan to keep working, the Digital Nomad Visa for US citizens is the right route. See the full comparison.
Taxes for American retirees in Spain
Living in Spain more than 183 days a year usually makes you a Spanish tax resident, while you keep filing US returns. The US–Spain tax treaty helps avoid double taxation, but pensions and investments are treated differently. Read our tax guide for Americans in Spain.
You don't need to figure out the paperwork
Requirements change and depend on your nationality, your consulate and your family — that's exactly what we check for you. Send us a message and we'll tell you your best route, free.
- Free first consultation on WhatsApp to confirm your best route.
- Your personal document list for your nationality, consulate and family.
- We prepare, review and file everything — and follow it until there's a decision.
- Support after you land: TIE card, registration, bank, housing and schools.
Non-Lucrative Visa for Americans: common questions
How much money does an American need for Spain's Non-Lucrative Visa?
€28,800 a year (400% of IPREM) for the main applicant and €7,200 for each dependent. A couple needs €36,000 a year.
Can I work remotely for my US company on a Non-Lucrative Visa?
No. It doesn't allow any work, including remote work. Remote workers should apply for the Digital Nomad Visa.
How many days must I spend in Spain?
To renew, you need to have lived in Spain more than 183 days per calendar year.
Plan your retirement in Spain
Tell us your nationality, your situation and who's coming with you. We'll reply on WhatsApp with your best route — free, no commitment.
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